Home Covid Tests Will be Free, Covered by Most Insurers Starting Saturday

Every insured American citizen will be able to be reimbursed for eight at-home COVID-19 tests per month starting Saturday the 15th, as a part of a new White House order to improve testing.

Since the current evidence shows Omicron is proving much more contagious for the vaccinated and those without the vaccine, but also less severe the Biden team are working to ensure that people can easily test themselves.

“We are requiring insurers and group health plans to make tests free for millions of Americans. This is all part of our overall strategy to ramp-up access to easy-to-use, at-home tests at no cost,” said U.S. Department of Health and Human Services (HHS) Secretary Xavier Becerra, in a statement.

Products containing multiple tests count as one of eight for purposes of coverage. Any tests ordered and administered by a physician don’t count towards the eight, and a list of FDA-approved and deductible PCR tests can be found here, and antigenic tests here.

For those without insurance, testing will now be free at any HHS testing center.

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Claims are made through a primary insurer, provided the consumer keeps the testing receipt. Reimbursements up to $12.00 are authorized for testing done outside of an insurer’s network.

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